Exposure magazine from RMS is an essential briefing for catastrophe and risk management professionals who want to explore the latest opinions from the industry, new opportunities, and best practice to help their organization thrive in an increasingly competitive and disruptive market.

In this second issue, we examine the evolution of the (re)insurer’s DNA. Factors such as rapid technological change, disruption through new, more efficient forms of capital, and an evolving risk landscape are challenging the industry.

Has our industry reached a new “tipping point?” Opinion formers from across the industry – including Tom Bolt, president of Berkshire Hathaway Specialty Insurance for Southern Europe, Rupert Swallow, CEO of Capsicum Re, and Kurt Karl, chief economist at Swiss Re – assess whether the revolution in (re)insurance has started and suggest strategies to survive and thrive in this brave new world.

Building an analytics-driven organization: Farhana Alarakhiya, vice president, software products at RMS, examines what (re)insurers can learn from other industry sectors to create more analytics-driven organizations and avoid “DRIP.”

The day a botnet took down the Internet: The Internet of Things (IoT) promises many benefits as more and more physical devices connect and network together. But this sheer interconnectivity shifts the nature of cyber threat, as even the humble baby monitor can be corralled to bring down the Internet.